Apple today announced their Apple Card credit card is now available to all Apple users in the United States. The iPhone-based credit card had previously only been available to a limited number of preview users.
Customers can sign up for the new credit card in the Wallet app on the iPhone or by going into “Settings” -> “Wallet & Apple Pay” on the iPad. You can view a tutorial video on the activation steps on the Apple wallet site.
Applicants are required to be a U.S. citizen or a lawful resident of the United States, and must be at least 18 years of age. You must also have the most recent version of iOS installed on an Apple Pay-compatible device.
Apple Pay is compatible with these devices
- iPhone models with Face ID
- iPhone models with Touch ID (except for iPhone 5s)
- iPad models with Touch or Face ID
In the Wallet app, users will tap the “+” button to add a new card and then select the “Apple Card” option. Applicants will then fill in the required personal information, and if approved, will see information on their card credit limit and APR.
Approved customers can immediately begin using the card via Apple Pay, and will receive a physical card a few days later.Apple will ship a physical titanium credit card to Apple Card users within a few days, providing an actual card for traditional credit card purchases. The titanium card is engraved with the cardholder’s name, but features no card number, expiration date, or CVV for privacy purposes.
Apple Card’s rewards program, Daily Cash, gives back a percentage of every purchase as cash on customers’ Apple Cash card each day. Customers will receive 2% Daily Cash every time they use Apple Card with Apple Pay, and 3% Daily Cash on all purchases made directly with Apple, including at Apple Stores, apple.com, the App Store, the iTunes Store and for Apple services.
Apple Card is extending 3% Daily Cash to more merchants and apps. Starting today, customers will receive 3 percent Daily Cash when they use Apple Card with Apple Pay for Uber and Uber Eats. Apple says more popular merchants and apps will be added in the coming months.
For purchases made with the titanium Apple Card, customers will get 1% Daily Cash.