A limited number of users are being notified today that they can now apply for the Apple Card in their Wallet app and order the physical credit card.
TechCrunch’s Matthew Panzarino reports he’s been using the Apple Card for the last few days, and calls the card’s app interface “multiples better to use than most card apps,” due to its spending categories and and clear transaction names (which include logos in some cases).
The Apple Card signup process on the iPhone will ask for your address, birthday, income level, and the last four digits of your social security number. The information is then forwarded to Goldman Sachs which will approve or deny the application in under a minute’s time. Once the card is approved, it shows up immediately in the Wallet app.
Panzarino says the card on the screen has a “clever mechanism” that offers a “live heat map” of your spending categories. The color of the card will shift and blend according to the types of things you spend on. For example, restaurants are an orange hue, entertainment is a mixture of orange and pink.
Meanwhile, The Verge‘s Nilay Patel has received his physical titanium card, and says the card is “fairly thick and felt a little bit heavier than the typical metal credit card.” The physical card can be used without the iPhone being nearby, but doesn’t support contactless payments, as Apple “obviously wants you to use your phone or watch for that.”
Applicants are required to be a U.S. citizen or a lawful resident of the United States, and must be at least 18 years of age. You must also have the most recent version of iOS installed on an Apple Pay-compatible device.
Apple Pay is compatible with these devices
- iPhone models with Face ID
- iPhone models with Touch ID (except for iPhone 5s)
- iPad models with Touch or Face ID
The rollout of the new credit card was confirmed last week by Apple CEO Tim Cook, during the company’s Q3 2019 financial results call. Cook said “thousands” of Apple workers are currently beta testing the card.
Meanwhile, card issuer Goldman Sachs has already made the card’s customer agreement available on their website. [PDF]
