Apple Pay Later ‘Early Access’ is Rolling Out Slowly

Apple Pay Later ‘Early Access’ is Rolling Out Slowly

Apple last week announced that it would begin inviting “select users” to use the prerelease version of Apple Pay Later in the Wallet app and in an email sent to their Apple ID email. However, 9to5Mac reports the rollout is moving forward quite slowly, and only today has someone reported being invited to try the Apple Pay Later program.

Developer Dylan McDonald shared on Twitter that he had received an invite.

If and when users are chosen to participate in the program, they’ll receive an email from Apple, explaining how the feature works and offering them “early access” to try out the program.

Get early access to a prerelease version of Apple Pay Later, and start spreading purchases over four smaller payments, with no interest or fees. Available online and in apps where Apple Pay is accepted with iPhone or iPad.

Applying for Apple Pay Later is easy. Be sure you’ve updated to the latest iOS or iPadOS — then head to Wallet, tap +, and choose Apple Pay Later. Request an amount to spend and, if approved, you’ll see the Pay Later option behind the Apple Pay button at checkout.

When users receive the “early access” email from Apple, they merely need to load the Wallet app on their iPhone to begin the application process.

Apple Pay Later was first announced at WWDC 2022 and is a “buy now, pay later” financing option that allows qualifying U.S. customers to split an Apple Pay purchase into four equal payments spread over six weeks, with no interest or fees. Users need to apply for Apple Pay Later loans of $50 to $1,000, which they can then use to make online and in-app purchases with Apple Pay on the iPhone and iPad.